Hail claim rebuild
Colonial after the June storm
Golf-ball hail bruised every slope. We tarped the same night, met the adjuster with a 64-photo report and had the new roof and gutters on within three weeks of approval.
(The brief)
The June 18 storm dropped hail up to 1.75 inches across Kestrel Heights in about twelve minutes. A skylight on the back slope cracked and water was coming into the upstairs landing by 21:00.
The owners called the storm line, then their insurer. They needed the house dry that night and a report that would stand up in front of an adjuster who was going to see dozens of roofs that week.
Job sheet
- Job
2342
- Address
Larkspur Court, Kestrel Heights
- House
1990s colonial, 2 stories
- Foreman
Dee Marsh
- Crew
Crew 3 · 6 roofers
- Inspection
Fri 19 Jun 2026
(What we found)
64 photos, 3 findings, one plain answer
The report the owners received within 24 hours of the inspection, trimmed to its findings. Every one has a photo reference and a rating.
Replace
Worn out across the area
Repair
A specific fault letting water in
Watch
Not urgent, check again next year
Storm damage report
HR-2342 · Larkspur Court, Kestrel Heights
P-08 West slope
P-26 Back slope
P-41 Gutters
Replace
P-08
11 hail hits in a 10 × 10 ft test square, mat fractured under 6 of them
Replace
P-26
Skylight glazing cracked, water tracking into the landing ceiling
Replace
P-41
Gutters and downspouts dented along every run, dent size matches 1.75 in hail
64 photos · 3 findings
Inspected by L. Ortega
(Scope and numbers)
The written price, and what it came to
The quote the owners signed, and every change agreed on site, each one photographed before the work was done.
Written scope
Q-2342 · fixed price
Item
Qty
Price
Emergency tarp, night call-out
1
$620
Tear-off, 1 layer, disposal
38 sq
$3,420
Architectural shingle system (like for like)
38 sq
$11,780
Upgrade to Class 4 impact-rated shingle
38 sq
$1,330
Ice & water shield, eaves + valleys
10 rolls
$1,300
6 in seamless gutters and downspouts
168 ft
$2,690
Skylight replacement (claim line)
1
Incl.
Fixed price
$21,140
Includes permit and disposal
No deposit until materials were delivered
38
squares
64
photos in the claim report
8
days from storm to approval
20
days from approval to finished roof
How it was paid
- Insurer, approved claim scope
$17,810
- Owners: deductible
$2,000
- Owners: Class 4 upgrade
$1,330
(Build log)
Day by day, as the owners saw it
Each entry is the daily text the owners received at the end of the day, with the photos left out.
Build log
Job 2342 · Crew 3 · 6 roofers
Thu 18 Jun
Storm line call 21:05, tarp on by 23:00
Skylight covered, landing ceiling checked for wet insulation
Fri 19 Jun
Full inspection, 64-photo claim report
Test squares chalked on all four slopes · report sent 18:10
Sat 20 Jun
Adjuster meeting on site
Walked every slope together with the report
Fri 26 Jun
Claim approved, full replacement
Owners chose the Class 4 upgrade
Mon 13 Jul
Tear-off and dry-in
No deck sheets needed
Tue 14 Jul
Ice shield, underlayment, new skylight set
Skylight flashed with the manufacturer's kit
Wed 15 Jul
Class 4 shingles, all slopes
Ridge vent and caps finished 17:30
Thu 16 Jul
Gutter crew, clean-up, sign-off
168 ft of 6 in seamless formed on site · warranty W-2342 issued
Daily text at 18:00
Foreman: Dee Marsh
Sign-off photo · Jul 2026
(The result)
How it turned out
The claim was approved in full on the first review, with nothing left for the owners to pay beyond the deductible and the upgrade they chose. The Class 4 shingle may also lower their premium; we sent the certificate of installation their insurer asked for the same afternoon.
25 yr
Workmanship warranty
W-2342 · expires Jul 2051
(Free inspection)
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